Software Engineer, Credit Line

### About the Role SpotMe provides our members with liquidity when and where they need it, enabling them to buy groceries, pay for transportation, or cover unexpected expenses. We’re looking for a backend engineer to help build and operate our services that make this possible. You’ll join a collaborative team that holds a high bar for quality, learns together, and cares deeply about solving real member problems. ### Responsibilities - Design, develop, test, and scale backend APIs and services for new and existing product features. - Collaborate closely with mobile, product, design, risk, and data partners to understand member pain points and turn them into reliable solutions. - Proactively identify opportunities for improving the reliability and scalability of our systems. - Participate in code reviews, on-call rotations, and incident follow-ups to help the team raise the bar on quality and operational excellence. ### Qualifications - 3+ years of experience developing software in a production environment at scale. - Proven experience with Ruby on Rails or comparable frameworks. - Experience working with transactional databases and caching systems. - Exposure to architectural patterns of large, high-scale web applications. - A collaborative, low-ego working style and a strong product mindset. ### Benefits - Base salary starting at $133,000, up to $184,000, plus bonuses and equity packages. - Full-time employees are eligible for competitive benefits.